Mortgages in Novato

Angel Morales, Realtor ®

Broker Associate


Angel@WestCalFinancial.com​

Phone/Text: +415.4970768

BRE Lic#01923083

Company NMLS #368447


  
Education


Angel received her Bachelors of Architecture from

California State Polytechnic University at Pomona



Background

Before becoming a Real Estate Agent Angel worked primarily in the field of Architecture for 9 years. After college graduation she worked for Kappe+Du Architects, a local Architectural Firm working on public works, civic and commercial projects. After working in the public realm of Architecture for six years the downturn in the economy sent her looking for something new. This led Angel to work for a small Design Build Construction firm whose main scope of work was Residential Remodels. Working on Residential projects allowed Angel to work more closely with the client and see the process first hand, from start to finish.  She was involved all aspects including the initial client meeting, schematic design, estimating, construction documents, permitting, and construction.  With a background in Architecture she is experienced when it comes to home renovation and navigating the permitting process. She has experience working with several municipalities throughout the Bay Area. 

As a Real Estate Agent her background in Architecture is an asset to her clients especially the investors and DIY home owners she has worked with. She has a strong work ethic, and her past experience has taught her to embrace deadlines and to negotiate on behalf of her clients.





oUR Team

Brandon McGrath, Realtor ®

Mortgage Loan Originator/Broker/Owner


Brandon@WestCalFinancial.com

Phone/Text: +1.4152507241

BRE Lic#01867243

Company NMLS #368447

Individual NMLS #334707

  
Education


Brandon received his BA in Business and Economics from the University of California Santa Barbara with an emphasis in Accounting and a Minor in Sports Management and Personal Training. 


Background

Brandon knew he wanted to be in business for himself where his skill set could best be utilized to create the most positive impact for his clients. For several years he spent his time as a licensed representative of Primerica where he built a team and educated his clients on the importance of financial planning, investments and life insurance. Shortly after relocating back to his home town of Novato he was offered the opportunity to learn the ins and outs of the mortgage industry with GreenPoint Mortgage. For the next two years he helped to close over 100 loans per month with the San Francisco territory team which went on to be the highest  producer in the company in 2005. After the economic downturn in 2007 forced Green Point Mortgage shut its doors, Brandon got his Real Estate Broker’s License and then his Mortgage Loan Originating License.  He began working as an independent Mortgage Broker in the Summer of 2009. Having seen a need for a more streamlined and cost effective approach for both himself and his clients, in 2010 Brandon opened his own Brokerage under the name West Cal Financial. Since then he has helped numerous friends and family take advantage of the historically low interest rates and home prices.  Since Brandon performs all his own processing he is able to keep the cost down for himself and his clients while providing excellent customer service and more timely closings. As an active Realtor and Mortgage Loan Originator Brandon’s next goal is to build a team to share in his success while keeping the roots of the business intact so the customer experience thrives for years to come. 





About ​us

We pride ourselves on exceeding our customer's expectations in finding the best rates, service, and options for a home loan that's right for you. Whether you want the lowest rate possible, a large amount of guidance, or a more complex financing package, we realize you are unique and we'll work with you to  form a loan that is exclusively for you.